Guest blog – Inflation – Does it kill your retirement savings silently?

One of the nice things of being in a community of bloggers is the occasional opportunity to host a guest blog.  This guest post, by Stacy B Miller is about Inflation – Does it kill your retirement savings silently? Continue reading “Guest blog – Inflation – Does it kill your retirement savings silently?”

Asking our Financial Advisors if I should sell a kidney?

654-01763480 Model Release: No Property Release: No Masterfile's licensor warrants that no model release is required for this image - Doctor listening to a patients heart through a stethoscope
Royalty free, from Masterfile

We have just had a visit to our Financial Advisors. While we normally see them once a year, I recently asked if we were on track with our plans or whether I should sell a kidney.  Me, sell a kidney, don’t be daft. Continue reading “Asking our Financial Advisors if I should sell a kidney?”

Are Critical Illness policies worth it?


Are Critical Illness policies worth it?  Well, it is always worth considering how we could manage if illness unexpectedly came along.  Alternatively, are these policies an insurance industry con, to frighten us into insuring ourselves against every possible scenario and having no money left for anything else? Continue reading “Are Critical Illness policies worth it?”

The price of having a haircut!!!

Poppy the dog in her raincoat
Poppy the dog in her raincoat

In spite of being fairly thrifty and having a reasonable view of our expenditure, I seem to have missed the  price of having a haircut where Poppy the dog is concerned.  Today this came to a head as I had my own haircut (but not by the dog groomer)….. Continue reading “The price of having a haircut!!!”

Personalised car registration plates – pride or folly?

Car Registration UkHere in the UK there is quite a trade in personalised car registration number plates.  I wonder if it is about pride or sheer folly?  Is it about being a little different, making a statement or a pointless waste of money? Continue reading “Personalised car registration plates – pride or folly?”

Being poor is more expensive

Near empty fridge - this is Universal Credit
Near empty fridge – this is Universal Credit

I guess we have all heard how being poor is more expensive.  Recently I had another reminder how life seems weighted against disadvantaged people who are poor.  I have known a young adult who just seems to struggle and I worry this is getting much worse in the UK. Continue reading “Being poor is more expensive”

Why is having savings important?

Toyota climate control 2007
Toyota climate control 2007

If you’re a regular reader you might have read we have just had the air conditioning repaired in our car.  While paying out £324 really hurt, I was comforted knowing we had this money stashed away.  This has made me reflect on why is having savings important? Continue reading “Why is having savings important?”