Despite the promising title, we have had a real disappointment with our little nest egg. One investment fund has gone down the pan and we are now being advised to sell the remains for whatever is there (probably peanuts). For a moment, this got me really worried…. will I have to go back to work? In the cold light of day, no I doubt it, but in the middle of the night and lying awake thinking about it, it’s a terrible situation. Continue reading “The benefits of a varied portfolio”
Category: personal finance
The cost of food and petrol
Rachel keeps a close eye on our cash flows and there are a few surprising things coming up. This is mostly the cost of food and petrol but thankfully we are okay with this; but definitely not complacent. Continue reading “The cost of food and petrol”
Interview with our Financial Advisor
I have been really looking forward to bringing you my interview with our financial advisor. Or to use the correct terminology, Independent Financial Advisor, or IFA for short. IFAs rightly place great importance on their independent status in not being tied to a limited range of financial products and yet it is wider than that. I have already blogged about the importance of some kind of financial/life planning and here I talk to Jon Cobb, our very own IFA. Continue reading “Interview with our Financial Advisor”
Buying a 12 year old car
We are in the process of changing cars and this, so far, has involved me buying a 12 year old car. Normally we have bought cars which are 3 years old, in other words when most of their depreciation has already taken place and yet there is still plenty of life left in the car. Continue reading “Buying a 12 year old car”
Remembering when we paid off our mortgage
Being debt free is a nice feeling. I found myself remembering when we paid off our mortgage and the huge weight which had been lifted from us. We only had a mortgage for about eight years and I hope I’ll never forget the immense joy and relief when we paid it off. Continue reading “Remembering when we paid off our mortgage”
5 lessons in 5 months of retirement
Here we are in January 2019 and I’ve been retired for five months. Time to reflect, take stock and consider 5 lessons from 5 months of retirement. Continue reading “5 lessons in 5 months of retirement”
Second ride in 2019 – looking ahead
Today I had my second ride in 2019 – looking ahead. I think I’d better explain the title before I ramble on too far. When I run and, to a certain extent cycle, I often get some really good ideas. So one of the effects of exercise is to get my brain working a little more. Continue reading “Second ride in 2019 – looking ahead”