Here are the top 3 pension mistakes I’ve seen other people make. Although they are UK specific, it might be relevant for readers elsewhere (I know I get plenty of readers from Australia and the United States). Continue reading “Top 3 pension mistakes”
Category: personal finance
Money moans with such joy
We often remark on the miserly low interest rates. Simple cash deposits make nothing at all, if you’re lucky you might find 0.5% on the High Street. So what should we make of this, how do we manage it and how long will it go on for? Continue reading “Money moans with such joy”
Weekly update – settling into village life
Yesterday Rachel and I volunteered to be car parking stewards at our local medical centre, all to do with the Coronavirus vaccines. We have had an electrical shock and I’m running again. Continue reading “Weekly update – settling into village life”
How to prepare for a second COVID-19 spike
How to prepare for a second COVID-19 spike is something we should all take seriously. While the Government might say everything is sorted in good time, I do not have complete confidence in our leaders. So here’s a few thoughts of what we are looking at. Continue reading “How to prepare for a second COVID-19 spike”
Is this the time to buy Premium Bonds?
Is this the time to buy Premium Bonds? With Rishi Sunak, the Chancellor of the Exchequer, splashing the cash in recent times, somehow or other he’s going to have some serious borrowing to make sure this runs smoothly. Continue reading “Is this the time to buy Premium Bonds?”
So is this a good time for a stocks and shares ISA?
I have commented recently on the ups and downs of the markets, suggesting there is some wisdom in sitting tight with existing investments through this volatile period. However, if you have cash to invest, is now a good time to invest in a stocks and shares ISA? Continue reading “So is this a good time for a stocks and shares ISA?”
Market timing – futile or shrewd?
Well, we have had another letter from our financial advisors. I am guessing it is designed to address the stream of nervous phone calls from anxious investors, perhaps. The letter again suggests sitting tight and not being too fazed at recent falls.