How to prepare for a second COVID-19 spike

How to prepare for a second COVID-19 spike is something we should all take seriously.  While the Government might say everything is sorted in good time, I do not have complete confidence in our leaders.  So here’s a few thoughts of what we are looking at. Continue reading “How to prepare for a second COVID-19 spike”

So is this a good time for a stocks and shares ISA?

FTSE100 over last 3 months
FTSE100 over last 3 months

I have commented recently on the ups and downs of the markets, suggesting there is some wisdom in sitting tight with existing investments through this volatile period.  However, if you have cash to invest, is now a good time to invest in a stocks and shares ISA? Continue reading “So is this a good time for a stocks and shares ISA?”

Market timing – futile or shrewd?

The effect of missing the best recovery days
The effect of missing the best recovery days

Well, we have had another letter from our financial advisors.  I am guessing it is designed to address the stream of nervous phone calls from anxious investors, perhaps.  The letter again suggests sitting tight and not being too fazed at recent falls.

Continue reading “Market timing – futile or shrewd?”

Pros and Cons of being cashless

Pros and cons of being cashless
Pros and cons of being cashless

For the last two plus years, I have often used my iPhone as a cashless device to buy things.  Everything from coffee to petrol, supermarkets to car parks.  I realised I was gradually becoming completely cashless and in this blog post, I ask if it is such a good idea or not. Continue reading “Pros and Cons of being cashless”

How our attitudes to money have changed over the years

Anglesy, April 2018
Anglesy, April 2018

Yesterday Rachel and I were talking about how our attitudes to money have changed over the years.  For Rachel, perhaps only subtle changes.  For myself, I really have changed.  Here I liken ourselves to honey bees and an excitable puppy.  Guess which is me! Continue reading “How our attitudes to money have changed over the years”